You can always settle your personal injury claim without an attorney. The question is, Should you? Insurance companies frequently try and take advantage of individuals immediately following a collision. Insurance companies offer low settlements in the hopes that the “quick cash” will entice someone into settling without knowing their options. Attorneys have a wealth of experience in dealing with insurance companies and can fully explain your options as well as strategies with you before settling a claim. An attorney can also make sure you do not settle too early, and that all of your damages are accounted for in a settlement before the case is closed. Having an attorney is the easiest way to ensure you are protected in a settlement.