FAQ: What things should I not do after an accident?
After a car wreck, the things you don’t do are just as important as the things you should do. For example, you should call a lawyer as quick as possible, but, do not ever provide the other driver’s insurance with a recorded statement. These insurance adjusters are tricky, and they will try and trap you
Read MoreFAQ: Do I get a rental vehicle while my vehicle is being repaired?
If its being repaired at the expense of the at fault insurance company, then the answer is YES. You can always get a rental vehicle if you are willing to pay for it. If you want the insurance company to pay for it, while your vehicle is being repaired or replaced, then payment depends on
Read MoreFAQ: Who decides if my vehicle is repairable or “totaled”?
The insurance company who is liable for payment can decide that your vehicle is not worth repairing. If the cost of the labor and parts exceeds the market value of your vehicle, the company can declare it a “total loss” and pay you the market value. Market value is determined by the fair market value
Read MoreFAQ: Will the repair shop charge me for storage?
The insurance company of the person who caused the accident is responsible for reasonable towing and storage costs. If the vehicle is declared a total loss, the insurance company will pay to have it moved to a salvage or wrecking yard. If you do not grant the insurance company permission to relocate your vehicle, you
Read MoreFAQ: What is GAP insurance?
GAP insurance has nothing to do with your auto insurance policy. It is usually purchased from the company financing your vehicle. If you owe more money than the fair market value of your car, your GAP insurance pays that GAP in price. Hence, if the Fair Market Value of the vehicle is $10,000 and you
Read MoreFAQ: What if my car is totaled but my car was financed?
The big question here is how much do you owe? For example, if the Fair Market Value of your car is $10,000 and you owe $8,000, your lien holder will receive $8000 and you will receive the equity in the vehicle, or $2,000. However, if the Fair Market Value of the vehicle is $10,000 and
Read MoreFAQ: How long does this process take?
Every case is different. Some cases come to us after the person as already healed and is ready to settle the case. These cases can be completed in a few weeks after we begin the negotiation with the insurance company. Other cases require complex surgery and recovery and may require a lawsuit which can take
Read MoreFAQ: Should you call a lawyer after a car accident?
If you are involved in a collision and were injured, then you should call a personal injury attorney as soon as possible. An attorney can investigate the incident, establish liability, find police reports and insurance information, and help in all aspects of your injury claim. This allows you, as the injured victim, to focus on
Read MoreFAQ: How long does it take to get a personal injury settlement check?
Settlement Check Question? Most personal injury settlement checks are issued after a release is signed and received by the insurance company. The release officially ends the case. Once a release is signed and received, it will typically take about 7-10 days for a check to arrive in the mail and be available for pick up.
Read MoreFAQ: How do I settle a personal injury claim without an attorney?
You can always settle your personal injury claim without an attorney. The question is, Should you? Insurance companies frequently try and take advantage of individuals immediately following a collision. Insurance companies offer low settlements in the hopes that the “quick cash” will entice someone into settling without knowing their options. Attorneys have a wealth of
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